If you read my previous post, or if you have tried to secure health insurance on your own and are not the model of youth and fitness, you have probably been greeted by the above expression after filing your health insurance application:
Access Denied!!!
Yup, got that one today. I get it. Health insurance is legalized gambling: you are betting that you will get sick and it will cost a bundle; the insurance company is betting you won’t and they’ll make some money off you. Nothing wrong w/that, right?
Well………….while it is entirely reasonable to raise premiums to cover the cost of high risk applicants, the complete refusal to provide health insurance isn’t. As my wife put it last night – “If they don’t offer coverage to those who need it, what’s the point?” My wife has a way of cutting through the baloney and getting right to it.
So, what’ the next option? Enter a high risk pool, accept state mandated coverage (looking in to what that provides, but probably not a lot), or select the COBRA coverage offered by my former employer (well, what’s left of them). Looks like that COBRA policy may be an OK deal after all.
On a brighter note – I’d like to express public gratitude to the folks from Gateway’s former ODM as well as Intel for being interested in trying to help MPC/Gateway Pro former customers. I have gotten encouraging replies from each company and hope to be able to point our former customers in a clear direction to obtain needed parts and service. A (serious) public “thank you” to both companies.
And on a still brighter note – my wife is feeling better and my son seems to be on the way. Thanks to all that contacted me.
